Insuring a Buick

Buick vehicles are generally driven by well-to-do senior citizens, but this venerable automaker has come up with plenty of exciting innovations through the years. Buick cars are prized for their reliability, high-end features and solid craftsmanship. As an added bonus, these vehicles are quite affordable to insure. In fact, the yearly average cost to insure a Buick is $1,433.23, which ranks it 11th on a list of 36 vehicles. These aren't budget vehicles by any means, but you will be able to offset the slightly higher price of buying one with reasonable monthly insurance payments.

Brief History

As one of the oldest automobile brands in the United States, Buick is one of those names that just about everyone knows. The company was founded by David Dunbar Buick in 1903. The first Buick, the Model B, was produced the following year. From the very beginning, Buick vehicles featured many key innovations. Advanced engine design was one of the mainstays of the brand's earliest vehicles. The company was purchased by General Motors in 1908. In terms of innovations, the heyday for Buick vehicles took place during the 1920s. four-wheel brakes all debuted during that time. Today, the brand focuses on sedans and crossover SUVs.

Exceptional Safety Ratings Make Buick Vehicles Affordable to Insure

There is no doubt about it: Buick vehicles are very safe. Some of today's most popular Buick models have been awarded exceptional safety ratings. For example, the Buick LaCrosse received across-the-board "good" ratings from the Insurance Institute for Highway Safety or IIHS. It also received five-star ratings across the board in government crash tests. The Buick Regal has been awarded mostly "good" ratings by the IIHS, and the Buick Enclave fared well in crash tests as well. These great safety ratings help to keep insurance costs quite low, and they definitely make a difference when it comes to buying auto insurance for Buick vehicles.

Mid-Range Price Tags Offer Affordable Luxury

The stately style of many Buick vehicles makes them seem a lot more expensive than they generally are. No one would ever classify a Buick as an economy car, but these vehicles generally have reasonable price tags. Vehicle pricing plays a pivotal role in insurance premiums, so it makes sense that Buick vehicles tend to be affordable to insure. The LaCrosse CX has a starting MSRP of $30,170, and the Buick Enclave CX has a starting MSRP of $36,350. With a starting MSRP of $21,055, the Buick Regal is an especially affordable option.

Theft Rates don't Impact Insurance Costs too Much

It's true that a few different Buick vehicles appear on top-ten theft lists that are published by the National Insurance Crime Bureau or NICB. 1990s models seem to be the most prone to being stolen, and the Buick Century and the Buick LeSabre both appear on top-ten lists in states like Illinois, Indiana and Nebraska. However, these statistics don't seem to have too negative of an effect on the cost to insure most Buick vehicles. The reasonable price tags and superior safety ratings of most Buicks appear to keep insurance costs reasonably low, as you can see from the average cost to insure the following Buick models:

• LaCrosse CX 4-Cylinder - $1,198.00
• Enclave CS 6-Cylinder - $1,330.00
• Regal 4-Cylinder - $1,357.00