Car Insurance Companies
Protecting yourself and your loved ones in the event of an accident should be a top priority. How do you know you are getting the best coverage that will meet your needs? We recommend comparing insurance companies to ensure you choose the best option. To make it easier for you, we have prepared a helpful comparison section that allows you to research the prominent carriers in one place. From here you will have the peace of mind that comes from knowing you made the best choice! Browse the company details below to get started.
AAA started out in 1902 as an organization determined to bring improvement to roads so that they would be safe for automobiles. Now that the company is widely-known around the country it has made a name for itself by providing roadside assistance, handy travel guides and services, car protection and a long list of services and products. AAA also offers a special discount to members that purchase any three combinations of the products that they feature. Therefore if you were to buy your automobile, homeowners or renters and life policies from them you will see and great decrease in the cost of each product. Another benefit worth mentioning is that if you were ever in an accident and the other party involved also had a AAA vehicle policy, they will waive your deductible up to $250.
If you are 50 or older, you can join the American Association of Retired People, or AARP. Auto policies is managed by The Hartford, and is offered to its members. It is not your typical organization. AARP auto plans have benefits that are not found in a normal policy, such as lifetime renewability. With this benefit, AARP will not cancel your vehicle protection, no matter how old you get. As long as you and all the other people that drive your car maintain a valid driver's license, continue to stay capable of driving, don't get a conviction for driving while intoxicated, and pay your bills on time, you will continue to have your plan renewed. The carrier also offers a program that provides a more protection, called Advantage PLUS. There are several reasons why you might want to pick this program. With Advantage PLUS, you will have accident forgiveness after your first incident. If you don't have any accidents or tickets for several years, your deductible will start to go down, until eventually you have no deductible. If you have an accident and get your car repaired at one of their approved facilities, you will have $100 of your deductible waived. Also, if you get into an wreck that is not your fault, AARP will waive your deductible entirely.
American International Group, Inc., commonly referred to as AIG, is one of the world's largest carriers, with operations in more than 130 countries and jurisdictions. Serving both individual consumers and the business community, AIG features an extensive property-casualty and life insurance network. Additionally, AIG member companies feature retirement services, financial services and asset management. Among its many products, AIG features vehicle coverage services through its member provider, 21st Century. The primary auto insurance product covers vehicles such as sedans, convertibles, trucks and SUVs, that are used for private purposes. Additionally, auto coverage customers are able to receive discounts for bundling different types of protection, being a good driver or taking defensive driving classes.
Allstate was established in 1931 and is headquartered in Northfield Township, Illinois. Currently the second-largest personal lines provider in the country, many consumers know the organization as the one that continually asks, "Are You in Good Hands?". In addition to automotive coverage, the carrier also offers home, renters and life policies. Furthermore, they feature retirement, annuities and IRA's. Like most providers, Allstate typically extends a bundling discount when you purchase multiple types of protection through the company. There are also personalized options and add-ons if the general products are too broad for your needs. The "Your Choice Auto" program allows you to input the exact amount of coverage you need and create a plan that will fit your specific needs. The Teen Driver Program gives customer rewards and savings for teen drivers with safe driving records. You can also save money on your vechicle plan by taking a safe driving class or if you have a teen driver by having them take the class as well.
Amica Mutual Insurance Company
JD Power & Associates has ranked Amica very highly over the last several years, beating out much larger organization with more clout and deeper pockets. This rating is based on customer input regarding claims payment, satisfaction, stability and overall service. Amica has been in continuous operation since 1907. Starting with farm equipment only, Amica now insures vehicles of all types, marine equipment such as boats and watercraft, motorcycles, RVs, home and life as well. The organization has remained fairly small and tightly controlled during its growth in order to ensure expansion with its founder's vision of high customer satisfaction ratings at all times - it is a mission that seems to be paying off quite well. Amica offers discounts to its customers based on good driving history, bundling multiple products (such as insuring both your home and your car), and discounts for belonging to certain organizations.
American Family Insurance
American Family Insurance was established in 1927 and specializes in coverage such as car, homeowners, renters, mobile home and condo. The carrier also specializes in business, farm and travel, health and life plans to meet a wide variety of needs and situations. The provider has expanded into 19 states and continues to grow as demand rises in various markets. As a mutual company, policyholders are also members that have more input in the company structure than with many competitors, making it different from many competitors. Due to their strong financial foundation and the size of the organization, they are able to provide a variety of high quality products at very competitive prices. The organization also has financial and investment products, making them a top choice for many consumer types.
Starting as a fairly small brand, Farm Bureau has grown exponentially over the last couple decades. The carrier is a little over sixty years old and now provides coverage to most of the Midwest. Aside from automotive protection, Farm Bureau also sells health, life, disability, and homeowner's plans. With an easy and straightforward layout, the Farm Bureau website is sure to please those who value simplicity. Depending on the type of coverage you have and the state you live, you may be able to report claims online. According to Farm Bureau, the online claims process is simple and only takes a few minutes for most people.
Farmers Insurance Group
Not only is Farmers one of the largest carriers, it's also one of the oldest. Founded in 1928, the Farmers group is based out of Los Angeles and does business in nearly every state. Farmers employs close to 20,000 people and offers protection to over 15 million customers. Like many of the other major carriers, Farmers hires a variety of independent contractors and agents to sell their product. Aside from vehicle coverage, Farmers also specializes in home and life products. For almost every mainstream carrier, customer convenience is a major priority. That's why all of the providers put a great deal of time and effort into their websites. For consumers who already own a Farmer's policy, there are numerous options on the website to make payments, file claims and track a claim's status, making them strong competitors in terms of convenience.
Hartford Financial Services Group, Inc. was founded in 1810 and is now one of the largest investment and insurance brands in the United States. The company is national, having offices in Japan, Canada, Brazil, Ireland, and the United Kingdom as well as the U.S. One thing that currently sets The Hartford apart from other brands is their diverse business offerings, including group employee plans, investment products such as mutual funds, annuities, and college savings plans, as well as the traditional products such as automobile, home and life policies. Hartford works though a network of independent agents and brokers personally and online.
Providing automobile coverage for more than 100 years now, Liberty Mutual is one of the oldest and largest car insurers in the country. The company was founded in 1912 as a worker's compensation coverage group. Two years later, the brand began providing vehicle protection as well. Currently, the carrier features a wide array of products, including home, life, and commercial policies. For drivers, Liberty Mutual provides an array of innovative coverage options including a new car replacement program. This program replaces your new vehicle after a total loss without deducting depreciation. Customers with vehicles that are less than one year old and have fewer than 15,000 miles can take advantage of this offering. Additionally, the Total Liberty Care (TLC) facilities allow customers to have their vehicles appraised (typically within 24 hours after filing a claim) and repaired as quickly as possible.
The Mercury Insurance Company has been providing innovative coverage options for a very long time. They have been in business since 1962. Mercury has a presence in thirteen states where they feature vehicle policies. If you are in need of a commercial plan, Mercury offers a program called Casualty Company's Automobile Insurance program. It can be used no matter the type of business you may have as long as you have commercial vehicles that you are using with the operation of your business. This program can also be made to order so that it meets the organization's exact needs. Mercury also features Mechanical Breakdown Coverage that you can add to your commercial or personal car policy. It can be used for new or used cars as is used just like you would use an extended warranty. A great thing about the Mechanical Breakdown Coverage is that you can use it as many times as you have to. Mercury prides itself in being one of the fastest responders when it comes to providing auto policy information as well as responding to claims.
As the name suggests, the Metropolitan Life Insurance Company was originally founded to offer life policies. It is one of the oldest and largest companies in the U.S., having been created in 1868. Today, MetLife offers policies in a number of different fields, from car to home protection. As far as vehicle coverage goes, the brand offers its services in most states around the nation. In addition to just straightforward vehicle plans, you can get plans for your motorcycle, RV, boat, or even golf cart from MetLife. The brand also extends discounts to people who purchase additional forms of protection from MetLife, such as home or life protection. There's even a comprehensive package, referred to as the "GrandProtect" policy, designed to cover all of your needs with just one deductible.
Nationwide Mutual Insurance Company
Nationwide was founded in 1926 as the Farm Bureau Mutual company. Currently, the Columbus, Ohio based provider specializes in auto, homeowners, renters, life, motorcycle and farm insurance. The carrier also has a solid lineup of investment and banking products such as annuities, IRA's, 401k, 403b, mutual funds, money market account, credit cards and many more. Nationwide is known as a diverse company, receiving 100% ratings from the Corporate Equality Index since 2004. This gives Nationwide the opportunity to meet their customers needs in all different areas in addition to making it easier to manage plans and portfolios. The online claim center allows customers to report accidents in a timely manner using a computer or mobile device. Nationwide's infamous slogan claims the brand is "on your side." With the myriad of products available, there are many chances to do business with this particular brand.
What is today known as Safeco began in 1923 as the General Insurance Company of America Corporation. Founded by Hawthorne K. Dent, the venture was seen as revolutionary because he sought to bring together two different concepts of the industry: investor-owned (stock) companies and policy-owned mutual entities. By the late 1960s, mutual funds and lines of credit for businesses also were offered. The carrier's stature also increased tremendously when it acquired the naming rights for the Seattle Mariners' ballpark, now known as Safeco Field. Safeco is one of the leading providers of property and casualty policies in the United States. Thanks to its partnership with the Liberty Mutual Group in 2008, the two namesakes today make up one of the largest carriers in the nation.
State Farm was founded in 1922 and is based in Bloomington, Illinois. The agency also serves Canadian consumers in certain markets. Specializing in auto, life and fire protection, State Farm has seen a surge in popularity in the recent years. Customers benefit from the combination of online services as well as a solid offering of local agents. Few carriers can claim a training program that is as comprehensive and rigorous as the one all agents must go through to represent the organization, benefiting the consumer at many different levels. The company also specializes in property, casualty, renters, life and health plans in addition to financial products such as mutual funds, annuities, credit and loans through the State Farm Bank. With the amount of products they feature, it is no wonder the brand continues to grow and expand into new markets each year.
The Travelers Companies currently make up the largest American provider according to market value. Incorporated in 1853, the carrier ranks as the third largest U.S. writer of personal insurance through independent agencies. From your car to your home or identity, chances are Travelers has a plan for you. The carrier features an innovative "Life Changes" guide on their website that allows customers to learn more about the various plans tailored to different stages. Whether you are starting out or looking to retire, the carrier claims they offer the most comprehensive protection available at affordable prices.
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