Insuring a Dodge

In recent years, Dodge has transformed itself. The automaker has reestablished itself as a manufacturer of stylish, aggressively designed performance vehicles. While there are still plenty of family-friendly options in the lineup, the company is focusing more on outward appearances these days. One thing that remains consistent, though, is the low price of some of the company's most popular cars. Although these vehicles are generally quite affordable, insuring them isn't always that cheap. Several factors come into play when it comes to determining premiums. The average cost to adequately cover a Dodge car is $1,576.20, which ranks it 23rd out of a total of 36 vehicles. Find out why these vehicles tend to be a little pricey to protect by checking out the information below.

Model Statistics

RAM
RAM
What type of Coverage do Ram Owners Choose?
Model Legend
$690

Average Annual Cost to Insure

Durango
Durango
What type of Coverage do Durango Owners Choose?
Model Legend
$825

Average Annual Cost to Insure

Caravan
Caravan
What type of Coverage do Caravan Owners Choose?
Model Legend
$600

Average Annual Cost to Insure

Grand Caravan
Grand Caravan
What type of Coverage do Grand Caravan Owners Choose?
Model Legend
$707

Average Annual Cost to Insure

Neon
Neon
What type of Coverage do Neon Owners Choose?
Model Legend
$502

Average Annual Cost to Insure

Charger
Charger
What type of Coverage do Charger Owners Choose?
Model Legend
$1,031

Average Annual Cost to Insure

Stratus
Stratus
What type of Coverage do Stratus Owners Choose?
Model Legend
$994

Average Annual Cost to Insure

Dakota
Dakota
What type of Coverage do Dakota Owners Choose?
Model Legend
$809

Average Annual Cost to Insure

Caliber
Caliber
What type of Coverage do Caliber Owners Choose?
Model Legend
$1,099

Average Annual Cost to Insure

Avenger
Avenger
What type of Coverage do Avenger Owners Choose?
Model Legend
$817

Average Annual Cost to Insure

Intrepid
Intrepid
What type of Coverage do Intrepid Owners Choose?
Sorry, We have no data for this model. Model Legend
N/A

Average Annual Cost to Insure

Journey
Journey
What type of Coverage do Journey Owners Choose?
Model Legend
$697

Average Annual Cost to Insure

Challenger
Challenger
What type of Coverage do Challenger Owners Choose?
Model Legend
$1,602

Average Annual Cost to Insure

Nitro
Nitro
What type of Coverage do Nitro Owners Choose?
Model Legend
$800

Average Annual Cost to Insure

Magnum
Magnum
What type of Coverage do Magnum Owners Choose?
Model Legend
$746

Average Annual Cost to Insure

Shadow
Sorry, No Model Image
What type of Coverage do Shadow Owners Choose?
Model Legend
$408

Average Annual Cost to Insure

Dynasty
Sorry, No Model Image
What type of Coverage do Dynasty Owners Choose?
Model Legend
$660

Average Annual Cost to Insure

Spirit
Spirit
What type of Coverage do Spirit Owners Choose?
Model Legend
$682

Average Annual Cost to Insure

D-150
Sorry, No Model Image
What type of Coverage do D-150 Owners Choose?
Sorry, We have no data for this model. Model Legend
N/A

Average Annual Cost to Insure

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Brief History

This automaker has a long, storied history. Although it is now owned by Chrysler and has been since 1928, the make is still very popular and distinctive. The company was founded by John and Horace Dodge in 1914. Up until that point, the brothers had worked at creating bicycles and auto parts. They found immediate success with their new venture. By 1917, they were producing roadsters, touring cars, trucks and many other vehicles. After being sold to Chrysler in 1928, the company went on to achieve many important things. It was among the first to offer dealer-installed air conditioning systems, and it earned a reputation for producing reliable, cost-effective vehicles.

High Theft Rates Drive Up Prices

One of the things that really affects the amount to protect many of these vehicles is the fact that these cars are popular with car thieves. Indeed, several models appear on top-ten lists that are compiled by the National Insurance Crime Bureau. Models like the Caravan, Intrepid, Ram and Stratus all have high enough theft rates to earn spots on lists for several U.S. states. Insurers take exception to cars that are stolen frequently, so it comes as no surprise that premiums for these vehicles tend to be on the higher end of the scale.

Decent Safety Ratings Help Less than They Should

One thing that could help make Dodge cars more affordable to protect would be superior safety ratings. However, the automaker falls a little short in this department too. That's not to say that the cars are unsafe. They are typically loaded with many key safety features. However, they don't always earn top marks by organizations like the Insurance Institute for Highway Safety and the government. For example, the Avenger has "Good" and "Acceptable" ratings from the IIHS. It has several five-star safety ratings from the government, but a smattering of three-star ratings surely raises insurers' eyebrows.

Customer Statistics

Top 5 Insurance Companies

Coverage Type

  • Progressive
    9%
  • Geico
    8%
  • State Farm
    7%
  • Allstate
    5%
  • Farmers
    3%

Male Vs. Female (percent)

Average Age (years)

54 Male
46 Female
42

Credit Score

Education

Important Factors

  • Price
    60%
  • Coverage options
    24%
  • Customer service
    11%
  • You don't care, you just need car insurance
    5%

Low MSRPs Keep Rates in Check

The main thing that helps to keep policy rates from being sky-high is their low price tags. Most vehicles come with very affordable starting MSRPs. The Grand Caravan minivan, for example, has a starting MSRP of $20,995. The Avenger sedan and the Journey crossover have starting MSRPs of $18,995. These vehicles are usually loaded with exceptional features, which makes them especially great deals for drivers who are looking to spend less and get more.

To see how rates are affected by pricing, consider the average price to protect these vehicles:

  • Avenger 6-Cylinder - $1,409.00
  • Grand Caravan 6-Cylinder - $1,129.00
  • Journey SXT 6-Cylinder - $1,143.00

Dodges For Sale

Are you looking to purchase a Dodge vehicle and want to know how much it will cost to insure before the big purchase? Start by browsing our comprehensive vehicle inventory.

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