Insuring a GMC

GMC specializes in producing top-quality trucks, SUVs and vans. Although their offerings are virtually indistinguishable from those of Chevrolet these days, they still tend to be on the higher end of the quality scale. People who are looking for top-quality, well-appointed SUVs, vans and trucks often turn to this company. In terms of pricing, these vehicles run the gamut. When it comes to insuring a GMC vehicle, you can expect to pay average prices. The average cost to protect one of these cars for one year is $1,513.75, which ranks it 17th on a list of 36 makes. You can certainly do worse, but there are plenty of cars that are more affordable to protect as well. Learn more about the factors that affect the amount to cover these vehicles below.

Model Statistics

SIERRA
SIERRA
What type of Coverage do Sierra Owners Choose?
Model Legend
$994

Average Annual Cost to Insure

Yukon
Yukon
What type of Coverage do Yukon Owners Choose?
Model Legend
$653

Average Annual Cost to Insure

ENVOY
ENVOY
What type of Coverage do Envoy Owners Choose?
Model Legend
$1,226

Average Annual Cost to Insure

JIMMY
JIMMY
What type of Coverage do Jimmy Owners Choose?
Model Legend
$868

Average Annual Cost to Insure

ACADIA
ACADIA
What type of Coverage do Acadia Owners Choose?
Model Legend
$630

Average Annual Cost to Insure

SONOMA
SONOMA
What type of Coverage do Sonoma Owners Choose?
Sorry, We have no data for this model. Model Legend
N/A

Average Annual Cost to Insure

TERRAIN
TERRAIN
What type of Coverage do Terrain Owners Choose?
Model Legend
$787

Average Annual Cost to Insure

SAFARI
SAFARI
What type of Coverage do Safari Owners Choose?
Model Legend
$600

Average Annual Cost to Insure

C1500
Sorry, No Model Image
What type of Coverage do C1500 Owners Choose?
Sorry, We have no data for this model. Model Legend
N/A

Average Annual Cost to Insure

CANYON
CANYON
What type of Coverage do Canyon Owners Choose?
Model Legend
$500

Average Annual Cost to Insure

SAVANA
SAVANA
What type of Coverage do Savana Owners Choose?
Model Legend
N/A

Average Annual Cost to Insure

DENALI
DENALI
What type of Coverage do Denali Owners Choose?
Sorry, We have no data for this model. Model Legend
N/A

Average Annual Cost to Insure

VANDURA
Sorry, No Model Image
What type of Coverage do Vandura Owners Choose?
Model Legend
$1,200

Average Annual Cost to Insure

K1500 SUBURBAN
Sorry, No Model Image
What type of Coverage do K1500 Suburban Owners Choose?
Sorry, We have no data for this model. Model Legend
N/A

Average Annual Cost to Insure

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Brief History

Almost from the very beginning, the automaker has been a division of General Motors. Few people realize that the company began with the name Rapid Motor Vehicle Company and was founded in 1902 by a man named Max Grabowski. Grabowski sold the company to General Motors in 1909, and the division was initially called GMC Truck. For a considerable part of its history, the company produced utilitarian trucks and vans. Fire trucks and dump trucks were among its retinue. After World War II, the division started producing cars that everyday people would actually want to drive. Since then, it has become best known for manufacturing SUVs, trucks and vans that include upscale features and exceptional quality.

Low Rates of Theft Keep Premiums Down

Insurers take theft rates into account when calculating rates. There is not a single GMC vehicle on the top-ten list of popularly stolen cars across the U.S., which is compiled by the National Insurance Crime Bureau. That is good news for drivers because it means that rates are kept in check. GMC pickup trucks appear in a few top-ten lists in states like Mississippi and Kansas, but there does not appear to be a nationwide problem with the theft of these vehicles.

Reasonable MSRPs Help Too

GMC automobiles are not budget vehicles. At the same time, they are not the most expensive cars on the road today either. The Canyon, for example, has a reasonable starting MSRP of $17,490. SUVs aren't quite as popular as they once were, but the Terrain has a starting MSRP of $25,560, which makes it a reasonable affordable option in that segment. On the higher end of the price scale, the Yukon has a starting MSRP of around $40,000. It's vehicles like this that drive up premiums among these cars.

Customer Statistics

Top 5 Insurance Companies

Coverage Type

  • Geico
    10%
  • State Farm
    9%
  • Progressive
    8%
  • Allstate
    6%
  • Farmers
    3%

Male Vs. Female (percent)

Average Age (years)

65 Male
35 Female
45

Credit Score

Education

Important Factors

  • Price
    48%
  • Coverage options
    27%
  • Customer service
    17%
  • You don't care, you just need car insurance
    9%

Strong Safety Ratings Drive Down Prices

Insurance companies are very concerned about vehicle safety ratings. After all, a car that is more likely to be seriously damaged is more likely to result in claims. These vehicles are known for their superior safety ratings, although some of today's most popular models have not been rated by the government or by the Insurance Institute for Highway Safety. The Terrain, however, received top "Good" ratings across the board by the IIHS. The government awarded it with five-star and four-star ratings, which highlight its overall safety.


The following costs to cover popular models will give you a feel for how price affects policies:

  • Yukon 8-Cylinder - $1,598.00
  • Canyon 4-Cylinder - $1,191.00
  • Terrain 6-Cylinder - $1,221.00

Gmcs For Sale

Are you looking to purchase a Gmc vehicle and want to know how much it will cost to insure before the big purchase? Start by browsing our comprehensive vehicle inventory.

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