Insuring an Isuzu

The only way you're going to get your hands on an Isuzu these days is by purchasing a used one. However, that may not be such a bad idea. For one thing, these vehicles were inexpensive from the get-go. As used cars, they are even cheaper. Another perk of buying one of these vehicles nowadays is that your annual premium is sure to be very low. Although specific numbers aren't available, the average amount to insure their SUVs or trucks was generally around $1,100 per year. The value of a vehicle plays a huge role in the total cost to protect it, so insuring a used model is sure to be quite affordable. Of course, the price of a vehicle isn't the only thing that affects the amount that it costs to protect it. Learn more about owning an Isuzu vehicle below.

Model Statistics

RODEO

What type of Coverage do Rodeo Owners Choose?

$552

Average Annual Cost to Insure

TROOPER

What type of Coverage do Trooper Owners Choose?

$780

Average Annual Cost to Insure

ASCENDER

What type of Coverage do Ascender Owners Choose?

N/A

Average Annual Cost to Insure

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The History of the Brand

Isuzu is a Japanese automaker, and its name means "50 bells" in Japanese. It is also the name of a famous river that flows through Japan. The company's roots span back to 1916 and the founding of the Tokyo Ishikawajima Shipbuilding and Engineering Company. The company thrived, but it soon started looking for additional ventures. It broke into auto-making and started producing trucks in the aftermath of World War II. The trucks proved to be wildly popular, and the company was on its way. In 1971, the brand partnered with GM. The first models debuted in the United States in the early 1980s. The Trooper shot the company to fame there during the 1990s. Since then, the company's fortunes have declined.

Safety Ratings and Policy Costs

During their heyday, these vehicles were tested by the Insurance Institute for Highway Safety and the U.S. government. The government gave the Ascender, an SUV, three out of five stars for driver's side front impact protection. The vehicle earned four stars for passenger protection, and it also earned a perfect five-star rating for side impact protection. The i-Series pickup received a top rating of "Good" from the IIHS, and it received mostly five- and four-star ratings from the U.S. government. Safety plays a role in the price of a policy, so these ratings help to keep rates low.

Theft Rates have Impacts Too

When a provider agrees to cover a vehicle, it is also agreeing to assume some risk in the event that it is stolen. Cars that are popularly targeted by thieves, then, are usually slapped with more expensive premiums. Luckily, thieves don't seem to be too enamored by these vehicles. They don't show up on car theft lists that are maintained by the National Insurance Crime Bureau, and this fact is sure to play a role in the cheap cost to cover most models.

Low Prices Equal Low Premiums

If you were to buy an i-Series pickup truck these days, you would pay an average of $13,000. That's assuming, of course, that it was in exceptional condition and didn't have too many miles on the odometer. The Ascender falls into the same price range. Even when they were new, the SUVs and pickup trucks didn't have very high MSRPs. As a result, they have always been very affordable to protect. That continues to be the case, so you can expect to pay less to insure this brand.